Mortgage Architects ~ Rob Cagnin, AMP

Consolidating Debt with Existing Mortgage

Consolidating credit card, loan and line of credit debt with your mortgage can be one of the best financial planning strategies available. If too much debt has slowed your monthly cash flow to a trickle and you currently own your own home, it's time to take a closer look at your options. Canadians pay a shocking amount in high interest debt. The debt load of the average Canadian has grown significantly over the past decade. Thankfully so has home equity with the rise is property values.

Consolidating debt with your mortgage is a golden opportunity. In addition to interest savings and decreasing monthly payment obligations, restructuring debt can give the home owner a fresh start. Once we help you structure your debts at the lowest possible interest rate with manageable monthly payment, it's an ideal time to review spending habits and put in place a budget to secure your financial future. Give me a call today to review your options. As a Certified Financial Planner specializing in mortgage lending with many years of banking experience, you'll get the right advice and support to put you on the right track.

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Contact me by Email: rob@robcagnin.ca, or by Phone: 905-634-6111 Ext 113.