Mortgage Architects ~ Rob Cagnin, AMP

First Time Home Buyers

Buying your first home is an exciting and extremely important life event. Being a first time home buyer means that you will have many decisions to make and lots of very important questions that need to be answered. We specialize in working with first-buyers and can help you make sure you are aware of all the most important issues that need to be dealt with. We will also take the time to ensure you are educated enough about all the mortgage financing options available.

We'll explore fixed vs. variable, open vs. closed, the advantages and disadvantages of taking money from an RRSP for down payment, what the right amount of down payment is for you to get the best deal possible while ensuring you have enough money after closing to deal with the expenses of owning a new home and answer any other specific questions that you may have. This is the most important part of the process after which you can sit back and relax while we shop the market and leave no stone unturned in finding the best mortgage rate and product available.

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Contact me by Email: rob@robcagnin.ca, or by Phone: 905-634-6111 Ext 113.